Zen auto credit

1,000+ used cars with low payments

Get approved even with BAD credit

Select a vehicle to get started

Car

SUV

Truck

Van

🤝 Affordable financing from $200/month

✅ Fast online approval

What is your budget?

Vehicle type: @Vehicle

$200 - $300 / month

$300 - $400 / month

$400 - $500 / month

$500+ / month

What is your main source of income?

Enter your monthly income

Before taxes & deductions

Monthly income

Minimum $1900 to apply

Employment information

We only use this to verify your application. We’ll never visit your workplace.

Company name

Please enter your company name

Position / Job title

Please enter your job title

How long have you been at this job?

Under 3 months

3 to 6 months

6 to 12 months

1 year or more

What is your current address?

Address

Full address required to continue

What is your date of birth?

You must be at least 19 years old to apply

YYYY/MM/DD

Applicants must be between 19 and 90 years old.

Are you a Canadian Citizen or permanent resident?

Yes

Do you have a valid Canadian driver's licence?

Yes

Reviewing your application

Reviewing your answers

Securing your pre-approval

Finding the best rates

Selecting used vehicles

Preparing your personalized offers

You are pre-approved!

Where should we send your exclusive offers?

Used @Vehicle that fit your @Budget budget

First name

Please enter your first name

Last name

Please enter your last name

Email address

Please enter a valid email address

Please enter a valid phone number

You will receive an SMS 💬 with your offers

I agree with the terms and conditions and I give my consent to car dealers and lenders to obtain credit reports about me to facilitate my application for a car loan.

Sorry, you do not currently qualify. If your situation changes in the coming months, please re-apply again.

Thank you

What happens next?

We've matched you with a dealer in your area who will contact you shortly with different @Vehicle and payment offers that suit your @Budget budget.

IMPORTANT: If the dealership is unable to reach you, you may lose your vehicle and financing options. Make sure to answer the phone!